Manufacturer: Freedom Mortgage Category: Refinance Clear all filters (20 of 20 reviews match)
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Tried to refinance with Freedom Mortgage after Ocwen referred me and probably 100 plus mailings from them in my mortgage statement and separately from the statement. Could not get a (GFLS) good faith and lending statement. Streamlined is ***, nothing but send this then send this then send that over and over again until all the documentation was sent but no GFLS. Seemed whenever I called the agent was put off. Then could not be bothered with my...
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1.0
I didn't like
  • Rude and inept customer service
#976343
Stay clear of Freedom Mortgage. Freedom Mortgage bought our mortgage from Nationwide. Freedom offered to refinance, after agreeing and uploading my taxes 3x onto Freedom Mortgage website. (they claimed they could not read them.) Then agreeing to send in my tax return in the self addressed postage paid envelope they provided. They then called and said they can't find my tax return. They then sent an incorrectly completed subgrogation letter to my...
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Went through the whole process. Had my refinance even approved through the underwritng and was going to close. For days before the close they denied my refinance due to my home being a manufactured home. They knew this from the start. This company should be shut down.They tell you what you want to hear,and even show you the paperwork. This i a very shady company. I implore anyone to not to use Freedom Mortgage. They are a wrong choice ..
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Freedom Mortgage Loan Refinance Review

#840042
1.0
After being solicited by Freedom Mortgage to refi my loan at a lower rate and told my it would cost nothing and that my loan ammount wouldnt change, I received the disclosure and found my loan ammount had gone up $7753.00!! What a bunch of liars! Stay away from this company!
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Freedom Mortgage Loan Refinance Review

#836900
1.0
Horrible company. I can't wait to move my loan to another company. We have only been with them for 3 months after our refinance. Their information is inaccurate and we have to jump through the hoops just to make a payment. Their website is always down. I regret switching company's.
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I was told I could apply for a refinance.I was behind in my payments. They made me jump through hoops getting the paperwork to them -they asked for documents one at a time. There was always something else they needed. Then they told me I did not qualify because I made up my back payments. It appears to me they were trying to keep me dangling so that I would be 3 payments behind so that they could foreclose on me. I literally HATE this company....
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1.0
I didn't like
  • Haughty representative
  • Everything about the company
  • Pushy
#936820
Additionally, when my husband agreed for them to send us the paperwork so that we could review it, in it was a credit report authorization form, which we never signed and returned. When we began looking at the process with someone else, we discovered that they'd already pulled our credit report without our authorization. We are only with them because they bought our loan from another lender. We don't like shady dealings and will be refinancing...
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Anonymous

Anonymous I too received a rate reduction letter. Called Freedom Mortgage was set up with an agent. Went forward with VA Streamline as I already have a VA mortgage with Freedom Mortgage...

I didn't like
  • Entire process
  • Lied not dropping pmi ins
  • Terrible customer service and website
#935879
I like similar veterans had the issue of them losing my payments.In my instance I was required to make an additional payment after my refinance. Not sure if it was lost in the paperwork but I have my payment statements saying the amount due. In a separate instance I took them up on the offer to refinance, and they charged me three times for a payoff statement. Mind you I only needed one and it took me numerous emails and calls just to get this...
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1.2
I didn't like
  • Substandard customer service
  • Anything about freedom mortgage
  • Being lied to and entire process
#931399
I recently fell on hard times and needed to refinance on my home. I called and spoke with John Kenny on several occasions and expressed that if a cash back option was not an option or did not offer over a certain amount I was not interested. He assured me that I was going to get a specific amount and all I had to do was make sure I did not open any new credit accounts. Of course I didn't after I heard the amount I could get back out of my home....
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1.0
I liked
  • Horrible company
I didn't like
  • Customer service sucks
#926562
Assured that they would account for payments made to old loan while paperwork for new load was being done. Well, they didn't account for those payments. New loan principal is $2800 higher than the old loan paid off principal. How did the amount I owed on the loan magically get higher? First I called Customer Service and was on phone for over an hour. They could not explain how the amount could be higher and refused to do anything about it. When...
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I was trying to refinance 4 loans on small residential rental properties. I started before Christmas 2015. The loans met preliminary approval in April 2016, already excessive. Then every week they would ask for another set of documents, week after week. One loan finally closed in late July. When the next loan was ready to close, some senior manager decided to impose additional requirements not related to FNMA rules. He wouldn't close the...
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1.0
I didn't like
  • Substandard customer service
#908765
SPECIFICALLY, these people proved they couldn't complete their jobs: ERIK CUENCA Assistant VP of Sales NMLS ID: 1175848 Freedom Mortgage Corporation 907 Pleasant Valley Ave, Suite 3 Mount Laurel, NJ 08054 Toll-free: 800-220-3333 x 7475 Direct Line: 856-712-7475 Fax: 866-497-8503 ERIC PETERSON Assistant Vice President of Sales Nationwide Mortgage Licensing System (NMLS) Registry ID# 7165 (856)626-2650 direct 1-800-220-3333 ext. 2650 toll free...
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Anonymous

Anonymous What did you end up doing to resolve the problem? We've been having the same problem for almost a yr. now!! This is the absolute worse Mortgage Company ever!!!!!

1.7
I didn't like
  • Terrible customer service and website
  • Poor communication
  • Being lied to
#901923